News

The New Consumer Credit Act – extensive regulation with a broad market impact

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In 2025, the Polish financial market entered another phase of adjustments to EU legislation. The draft new Consumer Credit Act implementing the CCD2 Directive, alongside the regulations on distance financial services, represents one of the most comprehensive attempts to standardise the rules for providing finance to consumers. The changes are so extensive that they cover all stages, from advertising and customer acquisition to the assessment of creditworthiness, the structure of agreements, the scope of the lender’s liability, withdrawal rules and the detailed organisation of remote sales.

Energy Radar 2026: Your roadmap to energy transition

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Energy is no longer the exclusive domain of engineers and politicians; it is becoming the foundation of the business strategy of any company that wants to remain competitive. And 2026 will see a multitude of legislative changes that will fundamentally alter the current approach to the rules for grid connection, energy trading and reporting obligations.

Banking sector overview | Banking today and tomorrow | January 2026

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On 1 January, new regulations came into force that increased the income tax rate paid by banks. The rate will be 30% in 2026. However, entities starting their business, credit and savings unions (SKOKs), small entities, and banks undergoing restructuring will pay less.

Digital Poland. From compliance to true resilience

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Is Polish law keeping pace with digital threats? Monika Maćkowska-Morytz, Robert Brodzik, Natalia Kotłowska-Wochna and Konrad Grussy, co-authors of the Polish chapter of the international publication Cybersecurity 2026, published by International Comparative Legal Guides, are seeking answers to this question.

2025 in the banking sector: legal and tax changes, and strategic challenges

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The Polish banking sector underwent profound reforms and new regulatory obligations in 2025. Despite achieving record financial results, banks were faced with mounting tax pressures and changes in benchmarks, as well as the implementation of EU regulations concerning operational security, anti-money laundering, digital payments, the use of artificial intelligence, environmental issues, ESG reporting and green transformation. Against this backdrop, we also observed market consolidation, partly driven by growing competition from new banks. In this article, we explore how these factors have transformed the Polish financial institution market.

A Family Foundation: Your intergenerational treasury and our guide to secure succession

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Every family business will eventually face the challenge of passing on the business to the next generation while ensuring that the accumulated wealth is not fragmented, sold or squandered. The solution to this problem is a family foundation. From May 2023, this solution has enabled Polish entrepreneurs to establish ‘family treasuries’ modelled on those in the West.

Chambers FinTech 2026. We feel the rhythm of innovation, which is why we’re at the top of our game

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Fintech is not a place for theorists. It’s a world where algorithms outpace regulations and business decisions are made in fractions of a second. To advise effectively in this field, you need to understand technology as well as know the law. You also need to skilfully combine hard regulatory knowledge with business pragmatism. Thanks to our recognition in the Chambers FinTech 2026 ranking, we now have further proof that we can do both.