Advising and partnering banks in an age of technological innovation

The European Commission’s new digital package provides an opportunity to accelerate innovation, including in banking.

According to estimates by the Polish Bank Association (ZBP), the last four months of 2025 may bring banks operating in Poland another PLN 10 billion in profits. This would set a new record, probably marking the last such good year. Forecasts for 2026 suggest that bank profits will decline to PLN 35 billion.

Proposing to raise CIT only for the banking sector is harmful and discriminatory. It is also short-sighted, and the highest price will not be paid by banks, but by millions of Poles saving for retirement and by the entire Polish economy, which is facing enormous investment challenges.

The banking sector is undergoing a period of intense regulatory and technological change, as it attempts to balance consumer needs with financial stability. Effective implementation of new regulations while maintaining market competitiveness will be paramount.

Banks are focusing on ‘green’ entrepreneurs. Are they more willing to finance such investments?

Geopolitical turbulence will have a significant impact on the economy, including the Polish financial market, which, however, is well prepared for these global challenges.

European Economic Congress 2025: Banks have capital and are ready to finance Poland’s economic growth.

Polish banking sector under pressure and Polish economy facing major challenges

Is the Swiss franc mortgage bomb still ticking? A worrying report

KS NGR has selected the name POLSTR for the proposed benchmark, previously known by the technical name WIRF

The year 2024 belonged to the banks. The National Bank of Poland showed how much their profits increased.

Banks should protect customers from fraud. UOKiK has issued recommendations.

The Ministry of Justice has drafted a bill that will ultimately improve the resolution of conflicts between CHF mortgage borrowers and banks.

The Ministry of Finance is working on changes to the bank tax structure that will make it more profitable for banks to provide strong financing to the economy.

All indications are that Poland will stand firmly behind the WIBOR. Indeed, the main state institutions are defending the legality, correctness and transparency of this index.

WIBOR-indexed mortgages could go the way of CHF mortgages. Key ruling for millions of borrowers.

Challenging WIBOR could ruin our economy

WIBOR more difficult to manipulate than appears.

Undermining WIBOR would be a blow to the economy.

Disputed WIBOR mortgages. Financial Ombudsman leaves both sides dissatisfied

Can banks meet the credit needs of the Polish economy?

Banking sector appeal on credit holidays and Borrower Support Fund

NBP: Banking sector’s net profit in Jan-Nov 2023 reached PLN 27.56 billion, up 113.2%.

Jacek Jastrzębski has been appointed to head the Polish Financial Supervision Authority (KNF) for another five-year term.

“2% Safe Mortgage” with a new index. Borrowers may not like it

Poles’ appetite for ‘Safe Mortgages’ is growing, with agreements worth almost PLN 7 billion already signed. “We will increase the fund if necessary”.

Zloty on the floor after MPC decision. What’s next for the Polish currency?

Fourteen banks will soon be offering the 2% Safe Mortgage, and Home Savings Accounts are already operational in two banks

The highlights the banking industry is talking about

The recent high-profile judgments of the Court of Justice of the European Union of 15 June 2023 (C-520/21 and C-287/22) on the issue of CHF mortgage agreements may have a significant impact on Polish financial institutions.

An overview of the banking sector | The highlights the industry is talking about

An overview of the banking sector | The highlights the industry is talking about

A look at the current situation in the financial sector shows that banks urgently need a number of systemic solutions.

Banking: today and tomorrow | An overview of the banking sector | The highlights the industry is talking about

The lowest, minimum buffer level (2.5 p.p.) should apply to credits with a periodically fixed interest rate and should be appropriately higher for credits with a variable interest rate, said the KNF, softening its position due to the lower risk of rising interest rates.

Lawmakers should introduce EU rules, adapting their structure and terminology to national laws to enable their effective application.

The costs of involving a borrower in a dispute are low in relation to potential benefits but rarely do people see that, if they lose in court, the financial consequences can be much more serious.

On 19 October 2022, the Polish Financial Supervision Authority (KNF) adopted Recommendation A on derivative activity risk management by banks, which have replaced the previous 2010 recommendation.

What rules are changing and what do banks need to be prepared for?