New Technology Law in 2025 – what will the new year bring

14 January 2025 | Knowledge, News, The Right Focus

The new year of 2025 will see a number of important changes in new technology law. These range from AI and data regulations, through cyber security to the financial sector and digital services. We list the most important dates and look at upcoming regulations that will change the technological legal landscape.

Artificial intelligence

It’s impossible to discuss new technologies without mentioning artificial intelligence. Last year brought the adoption of the EU AI Act, and although its full entry into force is staggered over several years, regulations on prohibited AI practices, as well as the so-called AI Literacy obligation will take effect as early as on 2 February 2025.

In practice, this will mean banning AI solutions that generate unacceptable risk, and formalizing requirements for the competence of those involved in the operation and use of AI systems.

In addition, by the intended date of 2 May 2025, the European Commission should have published its AI Codes of Conduct, thereby systematizing desirable practices in this field.

2 August 2025 is another important date, as this is when regulations on general-purpose artificial intelligence systems and penalties and supervisory bodies will take effect.

Domestic legislators, on the other hand, have scheduled passing the draft act implementing the AI Act to Parliament between the first and second quarter of 2025.

Data

As announced, a draft Data Governance Act will be passed in the first half of 2025, which, among other things, will expand the catalogue of possibilities for the reuse of public sector data by the private sector. This is a result of the implementation of the provisions of the EU’s Data Governance Act.

In addition, the provisions of the Data Act, an EU regulation seeking to increase access to and use of data by market participants, will take effect on 12 September 2025. This should realistically free up competition in this field. The regulations will apply to both personal and non-personal data.

Cyber security

Despite the fact that NIS2, the EU’s cyber security directive, should have been applied by October 2024, many EU countries, including Poland, are struggling to adopt it.

In Poland the work on the implementation was intensive at the end of last year, but it is still unclear whether the latest published version will make it to the parliamentary stage without further amendments. Nevertheless, according to conservative forecasts, a draft amendment to the National Cyber Security System Act is expected to finally reach Parliament in the first quarter of 2025.

As a result, entities classified as within critical and important sectors will have to adapt their internal policies and procedures to the enhanced cyber security requirements, and according to the latest published version of the draft, will have 6 months to do so from the effective date of the amendment. In addition, by 1 April 2025, they will have to self-identify and submit a corresponding application for registration.

Financial sector

As early as from 17 January 2025, the Digital Operational Resilience Act will become applicable, with the need for both the financial sector and ICT service providers to comply with enhanced and harmonized standards in the area of operational digital resilience.

Therefore, as announced in December, the Polish Financial Supervision Authority (KNF) also plans to repeal and revoke a number of soft law acts that have so far set the cyber security framework for the financial sector. These include the Cloud Communiqué and Recommendation D as well as the Guidelines on the Management of Information Technology and ICT Environment Security.

From 30 December 2024, the Markets in Crypto-Assets Regulation (MiCA), has been in full effect. By establishing a harmonized legal framework, the transparency, security and integrity of cryptocurrency markets in the European Union will increase. However, this requires the adoption of relevant legislation implementing MiCA into the Polish legal system, which is unfortunately delayed. Nevertheless, the Polish cryptoasset market draft act is forecast to be completed in 2025.

In addition, negotiations of the Council of the European Union on a common position on the payment services regulatory package, including the PSD3 Directive and the Payment Services Regulation, are expected to continue in the first quarter of 2025.

In addition, the adoption of the Financial Data Access Framework Regulation (FiDA), which deals with so-called Open Finance, i.e. services that allow users to easily and securely access their financial data, is projected to be completed in the third quarter of 2025.

Digital services

Although the DSA, i.e. the EU’s Digital Services Act, already began to be fully effective at the beginning of last year, work on the Polish draft implementing the regulation is still ongoing.

In line with this, a draft amendment to the Act on the Provision of Services by Electronic Means should be submitted to Parliament for consideration in the first quarter of 2025.

This will mainly concern procedural changes and the designation of bodies responsible for supervising digital service providers’ compliance with the new regulation.

Any questions? Contact us

Latest Knowledge

Announcement of Income Tax Reform

On 19 August, during a press conference, the Prime Minister announced a package of tax changes planned for next year. According to the announcement, the reform is intended, on the one hand, to ease the burden on the middle class and, on the other, to shift a greater fiscal burden onto the wealthiest individuals and the largest companies. We take a look at the proposals included in the announced package and explain what they might mean for taxpayers.

Family foundations and the tax authorities: what draft bill UD447 proposes and why this is not the end of the troubles

Family foundations were intended to provide entrepreneurs with a stable framework for intergenerational wealth management. Yet not even four years have passed since the first such foundations were established, and the rules governing their taxation are set to be changed once again. This is because the scale of interest and the practical problems uncovered have overwhelmed the drafters of the legislation, as best illustrated by the figures – 927 applications for individual tax rulings and 77 opinions issued from the Head of the National Revenue Administration. This does not, however, mean that family foundations are being used on a massive scale for aggressive tax optimisation. A significant proportion of the queries concerned simply how to correctly apply the complex regulations.

NIS2 and the National Cybersecurity System Act in transport: what you need to do before October 2026

The amended Act on the National Cybersecurity System (UKSC) has been in force since 3 April 2026. For transport sector undertakings, this means a specific compliance timeline, including an obligation to register with the National Cybersecurity System (KSC) registry by 3 October 2026. Failure to do so may result in substantial financial penalties, coupled with the risk of personal liability for senior management. Not every undertaking, however, automatically falls within the scope of the new regime. Read on to find out whether your organisation is affected and what you need to do before the deadline for preparation.

Family foundations: the government has done the maths and presented the bill

Three years. That’s how long we’ve been waiting for what the Council of Ministers had seen in the data from the outset – and has now disclosed in its review of the Family Foundation Act. The document not only diagnoses the problems, but also previews substantial changes to rules that founders and their advisers treated as settled and stable. And therein lies a problem that goes far beyond tax matters. If the rules of the game are changed while the game is being played, there can be neither planning stability nor trust in the law. It is no coincidence that one of the greatest concerns among entrepreneurs considering setting up a foundation is not the level of taxation, but the stability of the legal framework – which today is once again being called into question.

What the new swiss franc act means for banks

We now have a new Act on Special Measures for the Adjudication of Cases Concerning Loan Agreements Denominated in or Indexed to the Swiss Franc. The provisions come into force 14 days after publication. So now is a good time to look at what lies ahead and what banks should be doing today.

New draft Pay Transparency Act – what has changed since December 2025?

A second version of the draft act on strengthening the application of the right to equal pay for equal work or work of equal value between men and women has now been published. It refines procedures and deadlines and introduces a new supervisory body. We have already discussed the changes affecting the recruitment stage and the three pillars of the forthcoming pay transparency framework, noting that Poland will miss the EU transposition deadline of 7 June 2026. Now, we take a closer look at the further changes, new developments and risks that have emerged in the latest, April version of the draft.

Payment Services Regulation (PSR) – between consumer protection and due diligence

The draft Payment Services Regulation (PSR) is one of the most significant elements of the reform of the EU legal framework for payment services. Its principal aim is to enhance the security of cashless transactions and to reduce the scale of financial fraud, in particular that arising from the growth of digital channels. At the same time, the new rules are intended to introduce a liability model that will not result in risk being transferred entirely to financial institutions, whilst retaining an important role for independent due diligence on the part of the user.

Energy deregulation – key changes for businesses and energy consumers

The President has now signed the Energy Deregulation Act (UDER92). The new provisions cover both the relationships between energy undertakings and consumers, and matters relating to investment, district heating, and the administrative obligations of energy market participants. The Act introduces changes in the areas of billing, communication with consumers, grid connection, and the operations of undertakings in the energy and district heating sectors. We set out the key points to note.

Banking sector overview | Banking today and tomorrow | July 2026

Under the draft legislation, banks will be required to offer existing borrowers a switch from WIBOR-based to POLSTR-based interest rates, a mechanism intended to speed up the voluntary transition of financial instruments to the new benchmark. The banking sector has responded positively to the proposal, according to Tadeusz Białek, President of the Polish Bank Association.

Contact us:

Natalia Kotłowska-Wochna

Natalia Kotłowska-Wochna

Attorney-at-Law / Partner/ New Tech, IP, Trade & Logistics Practice Group / Head of New Tech M&A

+48 606 689 185

n.kotlowska@kochanski.pl