CIT increase for banks: harmful, discriminatory and short-sighted
Proposing to raise CIT only for the banking sector is harmful and discriminatory. It is also short-sighted, and the highest price will not be paid by banks, but by millions of Poles saving for retirement and by the entire Polish economy, which is facing enormous investment challenges.
Source: Parkiet.pl
ZBP President on government proposals for changes to CIT and bank tax
Currently, the total tax burden on the Polish banking sector exceeds 32%. The government’s planned increase in the corporate income tax (CIT) rate for banks will raise the level of levies paid by these institutions to nearly 47%, emphasised Dr Tadeusz Białek, President of the Management Board of the Polish Bank Association (ZBP).
Source: Bank.pl
The new CIT for banks will result in a higher capital gains tax for Poles saving for retirement through OFEs (Open Pension Funds) and PPKs (Employee Capital Plans)
“The draft changes to the corporate income tax (CIT) paid by banks, as envisaged by the Ministry of Finance, will harm not only the banking sector and the economy, but also the majority of Poles,” said Dr Tadeusz Białek, President of the Polish Bank Association (ZBP), during a press conference. Dr Tomasz Pawlonka, Director of the Research and Analysis Team at the ZBP, provided further details on the proposed changes to the CIT paid by banks and their potential financial impact on Poles.
Source: Bank.pl
The President of Poland has signed an amendment to the Banking Law regarding bankruptcy proceedings
Banks and savings and credit unions (SKOKs) will be permitted to disclose information protected by banking and professional secrecy in the context of bankruptcy and restructuring proceedings, according to an amendment to the Banking Law signed by the President.
Source: Bank.pl
Is this the end of the browser era? Poles have switched to mobile banking
By the end of the second quarter of 2025, mobile banking had become the preferred method for the vast majority of Polish bank customers. Over 28 million bank customers use it. In fact, as many as seven out of ten customers with a banking app no longer log into their bank via a computer browser.
Source: Bankier.pl
Banks must not scan customers’ identity cards without prior analysis of the purpose
The processing of personal data obtained by copying (scanning) identity documents by a bank must be preceded by an analysis of the purpose, i.e. verification of whether such an action is actually necessary. The bank failed to do this and scanned the identity cards of customers and potential customers excessively, even during complaint handling. This is why the President of the Personal Data Protection Office (UODO), Mirosław Wróblewski, imposed a penalty of PLN 18,416,400.
Source: UODO
BLIK and payment cards reign supreme. However, banks do not want to eliminate cash
Regulations stipulate that both cashless and cash payments must be accepted. The popularity of these systems depends on customer habits. While the vast majority of transactions today are cashless, this does not mean that we will give up cash. “Poles like cash. They reach for it in times of crisis and treat it as a substitute,” says Agnieszka Wachnicka, Vice-President of the Polish Bank Association, in an interview with Strefa Biznesu.
Source: StrefaBiznesu
This is the world’s first AI-based bank
“No paperwork, no fees, no wait time” — this is how Ryt Bank advertises itself, boasting that, as an AI-based bank, it bucks the trend of traditional banking. This step has been taken in Malaysia.
Source: Business Insider
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See also
Banking today and tomorrow | An overview of the banking sector | August 2025
