Another tax increase is under challenge. Possible intervention by the US [ANALYSIS]
The government plans to increase income tax for banks, collecting an additional PLN 6.6 billion for next year’s budget. Unlike in the case of excise duty, there are signals from Karol Nawrocki’s circle that there may not be a veto on the bill this time. However, the government may have another problem. According to Business Insider Polska, rumours are circulating in the banking sector that Donald Trump’s administration may block the higher CIT. Two banks operating in Poland have American owners.
Source: Business Insider
Government in favour of raising CIT for banks
“The government has approved a bill amending the Corporate Income Tax Act and the Act on Tax on Certain Financial Institutions,” government spokesman Adam Szłapka announced at a press conference on Tuesday. According to the bill, the CIT rate for banks, which is currently 19%, will increase to 30% in 2026, 26% in 2027, and then to 23% from 2028 onwards. The Polish Bank Association and the Lewiatan Confederation oppose the tax increase.
Source: Prawo.pl
FOR: The CIT increase for banks will affect Poles
“Families will pay for the government’s tax aberrations,” says the FOR Foundation. This is the response of economists to Prime Minister Donald Tusk’s statement that “it is better to tax banks than Polish families”.
Source: Rzeczpospolita
Banks are heading for a record. The ZBP is forecasting profits for the end of 2025
According to estimates by the Polish Bank Association (ZBP), the last four months of 2025 may bring banks operating in Poland another PLN 10 billion in profits. This would set a new record, probably marking the last such good year. Forecasts for 2026 suggest that bank profits will decline to PLN 35 billion.
Source: Business Insider
It’s official: the UniCredit brand is returning to the Polish market. The Aion name is disappearing
According to information sent to customers by Aion Bank (…), on Monday, 6 October 2025, the brand will disappear from the Polish market. The institution’s official website address will also change to unicredit.pl, and the colour scheme will change to that of the Italian bank. The current Aion Bank website will redirect to the new site. Cards will also get a new look, although those currently held by customers will remain valid and will not be replaced before their normal expiry date.
Source: Cashless.pl
How does UniCredit intend to persuade Germans to approve the takeover of Commerzbank?
Despite the German government’s lack of support for the operation, UniCredit is not giving up on its plans to take over Commerzbank, writes Witold Gadomski. German banking circles are also opposed to the deal. Chancellor Friedrich Merz and Finance Minister Lars Klingbeil have rejected the idea of a ‘hostile’ takeover and stated that they want Commerzbank to remain independent. To overcome this resistance, the Milan-based lender may propose increasing the number of German citizens on its board.
Source: Bank.pl
Mortgage sales were strong in August. BIK released new data
According to the Credit Information Bureau (BIK), the value of housing loans granted in Poland increased by 40.4% year-on-year in August to PLN 8.882 billion. The end of this year should be positive for the housing loan market, according to dr hab. Waldemar Rogowski, chief analyst at the BIK Group.
Source: Bankier.pl
Professor Marta Postuła: It’s time for a new approach to defence financing
Development banks currently serve as the missing link in defence financing, swiftly turning political decisions into actual contracts. Their public mission enables them to operate in areas where the private market is too cautious, says Prof. Marta Postuła, First Vice-President of BGK.
Source: Forbes.pl
30 banks interested in further talks on financing the Nuclear Power Plant
Following initial talks on financing the construction of Poland’s first nuclear power plant, 30 commercial banks from around the world have expressed interest in further participation, Piotr Piela, Vice-President of Polskie Elektrownie Jądrowe (PEJ), announced during Energy Days in Katowice.
Source: PAP
The ‘Swiss franc mortgage act’ is getting closer – the Council of Ministers has approved the draft
The Council of Ministers has approved a bill on special measures for hearing cases concerning loans denominated in or indexed to the Swiss franc (CHF). The bill was submitted by the Minister of Justice and prepared by the Civil Law Codification Commission.
Source: Ministry of Justice
CJEU: Two more requests for a preliminary ruling from Poland regarding Swiss franc loans
Do banks have the right to charge interest to Swiss franc borrowers when the parties set off their claims after the Swiss franc loan agreements have been invalidated? Or could banks charge interest for late payment from the date of the demand for payment, even if this occurs before a final judgment declares these loans invalid? – the Regional Court in Warsaw has made two further requests for a preliminary ruling to the Court of Justice of the European Union.
Source: Prawo.pl
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See also
Banking today and tomorrow | An overview of the banking sector | September 2025
